Does anyone know of any insurance companies that insure modded mustangs that are daily driven for pleasure and to work ? Example: If I super charged a GT , Mach 1 etc.
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Does anyone know of any insurance companies that insure modded mustangs that are daily driven for pleasure and to work ? Example: If I super charged a GT , Mach 1 etc.
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Shhh! Mums the word
Do what I did. Just say it’s old and claim not mods. 500/yr with hagerty. Then again I don’t daily mine.Quote:
Originally Posted by Harbinger
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I prefer being honest. The last** thing I need is denied coverage due to misrepresentation.
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Quote:
Originally Posted by Zutz2v
I am unaware of any such policy designed for a daily use heavily modified vehicle.Quote:
Originally Posted by Harbinger
This solidifies my need to get a 03 or 04 cobra since it comes super charged
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Echelon insurance....you just need an appraisal done.
Are you sure? I am with Echelon and they specifically stated it could not be driven to work, may be a different category of coverage though so not sure.Quote:
Originally Posted by WidowrRacing
I am switching to Royal Sun and Alliance this upcoming as they will insure with the roll bar, may want to check with them.
My broker is Zehr insurance (they do both Echelon and RSA), good service with them
I agree with Laffs, the OP is going to have a hard time finding insurance for ALL of the following. If you remove a few of your requirements, you'll have better luck I feel.
- modded
- daily driven
- driven to work
- pleasure use
Whats the point of having a mustang if I cant fully enjoy it every day
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For my 08 GT500 I'm paying a little over $700/yr. with Bel-air. It actually turns out to be about half that, since I store the car for winters and only need fire/theft left on the policy.
I have it classified as pleasure use, but have driven it in the summer to work a couple times. The downside of using Bel-Air is that they won't provide the 19A waiver (appraised value coverage) like Haggerty, Echelon and some others do....which means if the car ever gets written off, I'm not going to get anywhere near what it could be sold for. So a bit of gamble to be sure.
in 2.5 years, I'll be able to get the classic car coverage/19A waiver thru Zehr...which I think I'll do.
Be realistic, are you really going to daily a Terminator mid December ? Cause if the answer is yes then who cares what you declare on the car, it’s going to be garbage at the end.Quote:
Originally Posted by Harbinger
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With the exception of winterQuote:
Originally Posted by Zutz2v
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Haggerty insures my fobra for daily...not that I ever even drive it but it's insured.
I don't think Haggerty insures any car for daily use.
They denied insuring my mach 1 as a daily to work outright. Unless they changed their policy.Quote:
Originally Posted by BAB CObra
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I wish I can daily a mustang through winter without it rusting out and falling apart. To me it would be the ultimate daily enjoyment. My mach 1 has never seen winter. I wish they built cars that can be immune to salt snd brine. Oh well.Quote:
Originally Posted by Harbinger
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I drive my V6 all year round. It’s just a V6, nothing special about it. If had a Boss302, Shelby or Mach1, it would be stored. Those are the special ones. I do keep my car clean and rust proofed as I plan to keep it for a long time.
Oiled every fall n regular washes throughout the winter, several peeps here have very clean Mustangs that have been daily driven all year.
Don't tempt me with the Mach 1 lol It's hard enough waiting for winter to F-offQuote:
Originally Posted by ZR
I have my cutlass with Hagerty. I’m allowed to drive it to work a few times a month which I do. Full coverage plus I get to keep the car if it’s totalled, 380/yr. It’s not a daily driver though.
I use the same for my GT. Got an appraisal for my benefit, glad I did, but Echelon offered a policy on an agreed value.Quote:
Originally Posted by WidowrRacing
Also, I'm limited to 5,000km/yr.
I pay $420/year.
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I don't believe you. ;)Quote:
Originally Posted by ZR
Once Ross scrubbed off the years n years of Krown (or was it Rust Check) amazing how well preserved n clean the car still was.