Post whatever is on your mind!!

[Armen]

[newbiestangowner]

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[Laffs]

It would appear that it's not just Arbys that has the meats....

[92redragtop]

Yup I know someone pays royal bank I think 12-15 $ month. So for instance they get paid 2000 g bi weekly they have over draft for that amount . So easily to run a deficit,!oh that fee is taken out even if you negative, interest charges do apply if you negative for the time ( days)

So they -1000 by then they get paid 2 g lol- and the cycle continues


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15% interest?

[newbiestangowner]

15% interest?

Not sure what he pays ( Royal Bank) maybe I never asked, that’s on top of monthly fee for overdraft.He’s not always negative since he gets a bi weekly pay cheque- sometimes 3 per month.

I think his other debts are slowly paid off so he should be good




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[92redragtop]

Not sure what he pays ( Royal Bank) maybe I never asked, that’s on top of monthly fee for overdraft.He’s not always negative since he gets a bi weekly pay cheque- sometimes 3 per month.

I think his other debts are slowly paid off so he should be good




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As a Royal Bank shareholder - I like him.

[newbiestangowner]

As a Royal Bank shareholder - I like him.

I’m sure you do - and that’s only one customer. I’m sure there is lots that do the same


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[92redragtop]

I’m sure you do - and that’s only one customer. I’m sure there is lots that do the same


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Yep - at 15% interest plus fees for what is essentially a payday loan, customers like this are great for the bank and their dividends.

[RedSN]

customers like this are great for the bank and their dividends.

I’m conflicted. Because on one hand I’m like
But on the other hand my wife works for the bank and has lots of bank stocks

...so yay irresponsible people?

[hsousa88]

I’m conflicted. Because on one hand I’m like
But on the other hand my wife works for the bank and has lost of bank stocks

...so yay irresponsible people?

I dunno if I’d call it irresponsible. It seems to be the norm nowadays. People just like to live a lavish life. Not me tho, old car, old boat.. kinda-new paid off truck. I can’t stand being in debt.