Post whatever is on your mind!!

[newbiestangowner]

I'm hungry for curry chicken and chips now.
....and a triple IPA just because it's been that kind of day.

Chips???
Is that good? I take the naan bread and soak up the sauce!

Triple IPA - mmmmmmm
Great idea- I have to stop by store after work


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[5.4MarkVIII]

I’m not a curry fan but if it pays off the mortgage faster I’m in. Lol.

I understood putting the loc as a home line then it was secured. That’s why they said they could lower the interest rate from the 7 plus it was to the around 6.

I should also add (if it’s Relevant) I do have a fare amount of debt. It’s just spread around quite a bit some threw the store but we had to personally guarantee a lot of it

Mortgage for the store threw BDC, car loan, truck loan, truck lease, trailer loan, operating lines, supplier credits ect ect. Our bank guy did say yesterday we are pushing it to the limit right now.

Unless I want to buy a house instead of renovate then he preapproved us for another 400k

[stangstevers]

I F-ing love curry

[RedSN]

Chips???
Is that good?

It's like poutine, but with curry.

[92redragtop]

We could complicate things further by accessing whether to take some amount of secured Loc and locking into 1yr gIC ( just an example) not sure current highest %rate of return currently available.vs current rate of interest.

Forget it - I know how to spend not how to save- that’s High Commander’s job lol




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You would be in the hole (even before inflation adjustment and taxes).

[newbiestangowner]

I’m not a curry fan but if it pays off the mortgage faster I’m in. Lol.

I understood putting the loc as a home line then it was secured. That’s why they said they could lower the interest rate from the 7 plus it was to the around 6.

I should also add (if it’s Relevant) I do have a fare amount of debt. It’s just spread around quite a bit some threw the store but we had to personally guarantee a lot of it

Mortgage for the store threw BDC, car loan, truck loan, truck lease, trailer loan, operating lines, supplier credits ect ect. Our bank guy did say yesterday we are pushing it to the limit right now.

Unless I want to buy a house instead of renovate then he preapproved us for another 400k

Ever consider consolidating some of those debts at higher interest
Using lower interest secured line of credit to pay off- BUT! BUT !
You should establish a solid regular repayment plan if going this route-


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[hammerhead]

Im laughing my ass off here hahaha - tomorrow is curry night north of Brampton who's in...lol

[newbiestangowner]

You would be in the hole (even before inflation adjustment and taxes).

See that’s why I’ll just use it to buy my new VETTE

J/k


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[92redragtop]

I’m not a curry fan but if it pays off the mortgage faster I’m in. Lol.

I understood putting the loc as a home line then it was secured. That’s why they said they could lower the interest rate from the 7 plus it was to the around 6.

I should also add (if it’s Relevant) I do have a fare amount of debt. It’s just spread around quite a bit some threw the store but we had to personally guarantee a lot of it

Mortgage for the store threw BDC, car loan, truck loan, truck lease, trailer loan, operating lines, supplier credits ect ect. Our bank guy did say yesterday we are pushing it to the limit right now.

Unless I want to buy a house instead of renovate then he preapproved us for another 400k

RBC Secured HELOC is 4.45% right now so 6% is high.

[stangstevers]

It's like poutine, but with curry.

Where has this been all my life!

And where is my IPA?