Deciding to spend money on a boat is not to be taken lightly.. What are you using it for primarily? I have buddies who have kick ass Bass boats and go fishing almost every weekend. If you have a cottage then a boat is pretty much a must, or a PWC.. Growing up on Lake Simcoe every summer was always fun.. Boating everyday. But now that I'm not there, just doesn't seem as important.
Last year I was debating getting a boat and a tow rig and start camping more, but at the end of it, how often would I really be going camping. Would seem like the boat would only get used a few times a year, and when you're investing between 20-40K (depending on the boat) would just seem like a waste of money!!
Would still love to have me a nice speed boat, but I's rather have a place on the water before pulling the trigger on that..
I did however talk to Joanna about selling the house and living on a boat full time.. She's open to the idea, but now's not the time for us.. Maybe in a few more years!!