Post whatever is on your mind!!

[Laffs]

But you can’t cash a draft without I’d no?

Correct, but documents can be forged and accounts can be opened without background checks.

[WTF]

imo....if TD advised that a bank draft was the appropriate option...then TD wears the blame and needs to pay this guy asafp

if a bank draft is essentially cash...then why the fuck would they give that advise?

wondering why the fuck it just wasn't wired....but assuming it needed to be sent to the lawyer and rubber-stamped by the lawyer first because it was an inheritance?

what a fucking mess

[ZR]

Now, almost 10 months later, the family is still waiting for their money.

[92redragtop]

Hard to tell what actually happened in the conversation at the bank - would be surprised if the bank did not also indicate the wire transfer option. Customer went in for bank draft (which I think has a dollar limit on it) and the person at the bank may have said they could use certified cheque (I think cost is $15) or wire transfer (cost could be up to $100). Or they could have gotten an employee who wasn't trained properly or just lazy.

[newbiestangowner]

with all this press the bank has got to do the right thing for the clients

looks like they released the money


https://ca.yahoo.com/finance/news/up...100000076.html

[92redragtop]

looks like they released the money


https://ca.yahoo.com/finance/news/up...100000076.html

Did the bank just wait for the cheque to go stale-dated before paying out but put a customer-friendly spin on their decision?

[mavrrrick]

Bank draft does not go stale. The one obvious thing is even if someone tried to cash it, the bank isn’t gonna give them “cash”. Also the amount would warrant a phone call to the branch to confirm funds. So TD were being dicks about it. JMO. But let’s not let UPS off the hook. They are a bunch of fuck tards !!!


Sent from my iPhone using Tapatalk

[ZR]

Reminds me of the shiat TD put me through trying to pay a small balance off on my previous truck before trading in. Play in my mind, geared to keep me trapped into using them for any financing moving forward. Must think everyone is dumb as a brick, traded truck with outstanding balance, paid balance off to the dealer as part of the new purchase so as to avoid the banks bs of clearing the lien would take three or four weeks if I'd paid off with them n delayed my deal. I can only assume tactics must be similar between the whole bunch which means loose one customer pick up another one and round n round it goes.
This spring will = mortgage free, yea theres gonna be a party. I'm sure at least some will remember my post about their high handed tactics couple days before my last renewal when I explained to the mortgage specialist I was going to pay the mortgage off on my cibc credit card then use their money for free to shop somewhere else for my renewal unless they quit screwing around n got things done how we'd previously agreed. This after her boldly explaining there was no chance I'd be able to arrange a mortgage elsewhere in such a short time. Oddly I did not want a significant "free" cash back and "free" new appliances plus the 10yr term (it might have been 15) that came with it at a ridiculous fixed rate.

[Ponyryd]

Very odd - any funds this large is typically wire transferred between accounts. Crazy to do it by mail with a cheque....to save a few bucks?

I don’t think it’s saving anything, they charged $32? To send it ups, a wire transfer from my credit union is only $1.50.

[Laffs]

I don’t think it’s saving anything, they charged $32? To send it ups, a wire transfer from my credit union is only $1.50.

That's the Interac e-transfer charge, I believe that's capped at $10k