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Thread: Insurance for new G2 driver...

  1. #1
    Super Moderator Stephen06GT's Avatar
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    Insurance for new G2 driver...

    So, my daughter now has her G2 and we are looking at vehicles for her. Our first choice was a Ford Focus hatchback but at $4030.00/year I was surprised at the cost of insurance. As a 2nd choice we tried a Kia Soul, no better at $4025.00/year. Let’s think bigger , so I asked about a Ford Taurus, more surprises at $4075.00/year. So far the cheapest vehicle to insure is a regular cab, 2wd, F150 at $3232.00/year. These prices are all through my current insurer The Personal. Does anyone have any recommendations or know of an insurance broker that might be able to find me better rates.

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    Club Supporter mavrrrick's Avatar
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    Insurance companies = legal rape....JMO

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    Even just a year insured as a second driver on your policy might help reduce the cost.

    Are these quotes as primary or secondary driver?
    '21 F150 Screw 4x4 FX4 3.5 Powerboost (Iconic Silver)
    '21 Explorer ST (Atlas Blue)
    '19 Mustang Bullitt (Dark Hyland Green) Vortech Supercharged
    '11 Mustang GT 5.0L (Race Red) 8.92 @ 154 mph

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    Club Supporter hammerhead's Avatar
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    Those quotes are pretty good I belief my son was higher - I don't think secondary driver's matters - she will have to be insured even if she doesn't own a car even if you say she is not driving any vehicles they will still want her insured - if the vehicle is paid out with no lean it may be cheaper - if she went to driving that will help - best of luck
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    Super Moderator Stephen06GT's Avatar
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    Quote Originally Posted by Darkhorse View Post
    Even just a year insured as a second driver on your policy might help reduce the cost.

    Are these quotes as primary or secondary driver?
    She would be considered a primary driver, even if the car is in my or my wife’s name. Three cars, three drivers so each driver is s considered as a primary.

  6. #6
    True Blue GT Styrofoam04's Avatar
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    Simple...Don't buy her a car! lol
    Wait until she's 25 then it gets cheaper
    Joel,

  7. #7
    Super Moderator Stephen06GT's Avatar
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    Quote Originally Posted by Styrofoam04 View Post
    Simple...Don't buy her a car! lol
    She’s a car freak just like her ol man. She’s wanted a car since she could say the word.

  8. #8
    True Blue GT Styrofoam04's Avatar
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    Same thing happened to me when my Wife got her G2. Every time I put the mustang on the road it doubled, because she now counts as a primary. The accident on her record didn't help.
    Joel,

  9. #9
    True Blue GT Styrofoam04's Avatar
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    Quote Originally Posted by Stephen06GT View Post
    She’s a car freak just like her ol man. She’s wanted a car since she could say the word.
    OH ...then that's YOUR fault lol you're gonna pay for that!

    HA! I kill me!
    Joel,

  10. #10
    True Blue GT Styrofoam04's Avatar
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    Anyhoo...

    I live in Ajax, but my broker is in Newmarket. give them a call it wont hurt.

    ICD Insurance Brokers Ltd.
    569 Steven Court, Newmarket, CA L3Y 6Z3
    Call us: 905-830-9000
    Email: info@icdinsurance.ca
    Joel,

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