Not about me, my next door neighbour got into an accident on the DVP not her fault, the insurance decided to repair the vehicle to the tune of $30,000 , they said the vehicle was worth $46,000 to replace and it was their option to have it repaired, I think I would have fought this, the resale value of a vehicle with that kind of claim , is near zero as far as I'm concerned ! It's too late now as it has been repaired.
BTW ~ it is a 2017 Hyundai Tucson with 35,000 KMS on it !