Just like the title says, are you getting enough regular service done on your ride? So your '05 or '06 only has 30k on the clock, your mindset may be it's too new to need anything beyond the odd oil change (even then, maybe not often enough) but all it's other fluids are 10yrs old. Yup, brake fluid, trans fluid and diff fluids are old old old. Had the caliper slides serviced, front end checked, are the tires still in date? Stuff like that plus belts and hoses are far too often overlooked and just begging for a place to leave you stranded.
Do yourself a solid, make sure the basics are looked after on a more regular basis.