I was talking with someone at a meet recently about convertibles and wanted to hear other opinions. I have never owned one, and think I may have only been in one a time or two. So I have no experience.

So, convertible owners past and present what are the Pros and Cons of owning a vert? Are you in the "nothing beats top down cruising" camp or the "fuck that, the direct sun is brutal" point of view?? Somewhere in the middle?