Quote Originally Posted by RedSN View Post
Are they insuring it under a 19A policy? (I think that's what it is, insured for agreed replacement value).
If so, then I think you need a proper appraisal, not just the el-cheapo corner garage appraisal.

Either way, he's not super expensive, I would totally recommend Fred Struzer.
I've used Fred a couple times now; good to deal with.